AI-based digital underwriting automation and fraud solutions
AI / Big Data
San Diego, CA
Increasing volume and complexity of financial fraud.
Point Predictive Difference
Point Predictive combines proprietary consortium data and AI to help financial services companies achieve their digital lending transformation goals through automation as well as reduce fraud and early payment default. Through its revolutionary technology platform, Point Predictive dramatically reduces the time and cost for lenders to originate high quality loans.
The Mosaik Thesis
“With fraud losses reaching historically high levels here in the US, we believe Point Predictive’s technology and consortium approach will become the standard in lending fraud detection. What interested us in Point Predictive is that they have a proven management team, differentiated technology, a working solution that delivers a compelling ROI to their clients, and explosive growth potential with lenders lining up to participate.”
Miles Kilburn, Managing Partner
Point Predictive News
February 28, 2023
Foursight Capital Selects Point Predictive’s FCRA-Compliant Scoring Solution, AutoPass™, to Accelerate and Streamline Its Auto Loan Application Underwriting Process
Point Predictive today announced that Foursight Capital, a specialty automotive finance company, has implemented AutoPass™, the FCRA-compliant scoring solution that automates automotive loan decisions based on the likelihood of fraud or material misrepresentation, to improve risk differentiation and enhance customer experience.
December 20, 2022
Point Predictive Announces BorrowerCheck 2.0
Point Predictive Inc. today announced BorrowerCheck™ 2.0, a solution designed to identify prospective borrowers with identity, income, or employment-related risks. The solution’s new features introduce a consumer-friendly way to validate a borrower’s identity, income, and employment in a single report, along with phone-based authentication to confirm a borrower’s identity.